Kim is a strong believer and a hard-working mom with two children and makes a good income. However, she has an ex-husband in prison and receives very little to no child-support, and medical insurance takes a big bulk of her income. She is staying with family because even with a good wage, her housing preapproval rate to purchase a home is way below the home availability in her area. Rent is higher than a house payment. She struggles with past decisions and has a deep heart’s desire to make changes and become a home owner for the sake of her children